Terms & Conditions

California License Information Disclaimer of Warranties Jurisdiction/Severability Links to Third Party Sites Limitation of Liability Mobile Messaging and Email Privacy Product Availability

Terms and Conditions for use of this Website

Please read these terms and conditions of use carefully before using our website. Your use of our site indicates your agreement with each of them. We reserve the right to modify these terms and conditions at any time without notice. Please visit this page periodically to check for changes.

Account Access

  • If you create an online account with us, you agree to the following:
  • You may access your account online at www.picklehome.com by entering your policy number followed by your username and password in the appropriate fields.
  • We are authorized to act on the instructions we receive under your password without any requirement to question or otherwise verify those instructions.
  • We are not liable for any unauthorized access to your personal information that is not directly due to our gross negligence or intentional misconduct.
  • You acknowledge, understand, and agree with our electronic transactions agreement. You acknowledge your responsibility to keep your password and other uniquely identifiable information confidential and secret.
  • You will notify us immediately and cooperate with us if you believe anyone else has learned your password or if you think anyone has accessed your account without your authorization.
  • We may deny access or block any transaction made under your password without prior notice if we believe your password is being used by someone other than you, or if any unauthorized access to your personal information has occurred or may occur, or for any other reason, but we are under no obligation to do so.

Our Insurance Companies Offering the Pickle Brand:

MIC General Insurance Corporation* New South Insurance Company These companies are members of the National Gen Group (NAIC Group Code 4928), Winston-Salem, NC.

* California Licensing Information - In accordance with California law, we are required to provide the following information on our insurance companies authorized to transact insurance in California.

Name of CompanyState of DomicileCalifornia License Number
MIC General Insurance CorporationMichigan6524

Other Companies in our Group include:

National General Holdings Corp. Our group also includes companies that now or in the future control, are controlled by, or are under common control with a company in the National General Insurance Group.

Copyrights and Trademarks

Except where otherwise indicated, all materials contained in this website are the proprietary and Copyrighted property of National General Holdings Corp., its subsidiaries (individually and collectively “we”, “us” or “our”) and/or third party licensors. Our logos, all other service marks and trade names, slogans, and the names of various products and services described within are service marks are owned by us, all rights reserved. All website design, text, graphics, and the selection and arrangement thereof are our exclusive property. Permission to use, electronically copy and distribute the information contained on this website is hereby granted, providing the use is for non-commercial purposes only, that the material is unaltered, and that our copyright notice appears on all copies.

Any third party trade names, product names, service marks, or trademarks used in this website are the property of their respective trademark owners.

We do not knowingly permit anyone to post materials that infringe on the intellectual property rights of third parties on our website. If you believe that your work has been copied and is available on our website in a way that constitutes copyright infringement, please notify our designated agent (named below) with the following information:

  1. identification of the copyrighted work claimed to have been infringed;
  2. identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material;
  3. your contact information, including your address, telephone number, and email address;
  4. a statement by you that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
  5. a statement that the information in the notification is accurate, and, under penalty of perjury, that you are authorized to act on behalf of the copyright owner.
  6. a physical or electronic signature of the copyright owner or a person authorized to act on their behalf;

Our designated agent for notices concerning copyright infringement is: Director of E-Commerce/Marketing PO Box 3199 Winston-Salem, NC 27102-3199 Email at: copyright@ngic.com Phone: 877-777-3245 or 615-942-2814

Upon receipt of a notice meeting the above requirements, we will respond in accordance with the Digital Millennium Copyright Act to remove or disable access to the material claimed to be infringing or to be the subject of infringing activity. We will also terminate account access by repeat infringers where we deem appropriate.

Disclaimer of Warranties

Our website and the content and materials therein are provided “as is.” We expressly disclaim any and all express or implied warranties or representations of any kind. This includes, but is not limited to, warranties that: the material is of any particular quality or is fit for a particular purpose; non-infringement; that the functional elements contained in the materials will be uninterrupted or error-free; that defects will be corrected; that our website, or the servers that make them available, or any e-mail sent from us are free of viruses or other harmful components or conditions; of that information contained in the website is accurate as of any particular date. We reserve the right to change or terminate all or part of our website at any time without notice. Some states do not allow the disclaimer of implied warranties, so the forgoing disclaimer may not apply to you.

Limitation of Liability

To the extent permitted by law, we will not be responsible for any loss, claim, damages, or injuries that accompany or result from your use of our website whether based in contract, tort, strict liability, or otherwise. These include, but are not limited to, damages or injury caused by any: use of (or inability to use) the website; use of (or inability to use) any site to which you hyperlink to or from this website; failure of performance; error; omission; interruption; defect; delay in operation or transmission; computer virus; or communication line failure. We are not liable for any consequential or incidental damages, which are damages intended to compensate someone directly for a loss or injury, damages reasonably expected to result from a loss or injury, or other miscellaneous damages and expenses resulting directly from a loss or injury. Furthermore, except as provided below, we are not liable even if we have been negligent or if our authorized representatives have been advised of the possibility of such damages – or both.

In certain states where the law may not allow us to limit or exclude liability for incidental or consequential damages, the above limitation may not apply. In any event, our liability for all losses, damages, injuries and claims of any kind, whether the damages are claimed under the terms of a contract, or they are claimed to be caused by negligence or other wrongful conduct or any other legal theory, will not be greater than the amount you paid to access our website.

Links to Third Party Sites

For your convenience, our website may contain links to other Internet sites not maintained by us. We do not endorse, promote, or otherwise recommend in any way the products, services or information that may be found through those links. Furthermore, we make no warranties or representations, express or implied, as to the contents, privacy policies, or products or services offered by such third party sites.

Privacy

Please review our online Privacy Policy, which also governs your visit to this website.

Product Availability

Our products are not available outside the United States or in any jurisdiction in which we are not licensed and writing business and we are not soliciting business in any such jurisdiction. By completing an on-line request for a quote, you are confirming that you are a resident in a state where we do business.

Our product and pay plan availability also varies by state. The insurance coverage provided by us is subject to our individual insurance underwriting and other guidelines as well as the terms and conditions of the contracts and policies issued in each state. Cost may vary depending on if you choose to purchase online or if you purchase through a live agent. Our product forms are available in English only. Any Non-English advertising is informational only. In the event of a discrepancy between the English version and the non-English version of a document, the English version will be the controlling document.

Mobile Messaging and Email

If you have agreed to receive communications from us via your mobile device or email, you agree that you will be responsible for updating your contact information if it changes and for any fees your wireless service provider charges you for sending and receiving text/data messages. We also do not assume any liability for any losses or damage (a) caused by the disclosure of information to your mobile phone when the phone is another person's possession; or (b) to your data, mobile device, or other equipment unless the damage is directly and solely caused by our gross negligence or willful default. You agree to indemnify, defend and hold us harmless from and against any claims, losses or costs (including reasonable attorneys' fees) if you provided us with a phone number that is not your own or if you violate any applicable state and federal laws and regulations. Remember, you can revoke your consent to receiving email and text messages at any time by notifying us in writing.

Jurisdiction/Severability

Use of this website shall be governed by and construed in accordance with the laws of the State of North Carolina without giving any effect to any principles of conflicts of laws. Any dispute concerning this site shall be subject to the exclusive venue of a court of competent jurisdiction in Forsyth County, North Carolina. Should any provision of our terms and conditions be held invalid, unlawful, or for any reason unenforceable, the invalid, unlawful, or unenforceable provision shall be severable from the remaining provisions and shall not affect the enforceability or validity of any remaining provisions.